Post Office IFSC CODE for NEFT - RTGS and Charges

 IFSC (Indian Financial System Code) is an eleven-character alphanumeric code that is used to identify the particular branch of a participat...

 IFSC (Indian Financial System Code) is an eleven-character alphanumeric code that is used to identify the particular branch of a participating bank and is used in remittances namely NEFT & RTGS. For POSB customers there will be only one IFSC for all branches/POs. IFSC for POSB customer is

IPOS0000DOP


Charges and Limits

Service charges for customer initiated NEFT outward transactions across counter are:

For transactions up to Rs 10,000 ====Rs 2.50 + Applicable GST

For transactions above Rs 10,000 up to Rs 1 lakh === Rs 5 + Applicable GST

For transactions above Rs 1 lakh and up to Rs 2 lakhs=== Rs 15 + Applicable GST

For transactions above Rs 2 lakhs and not exceeding the maximum limit


However, no charges are levied for outward NEFT transactions initiated through eBanking & mBanking channels.

  • Minimum & Maximum amount per transaction for NEFT Remittance across the counter is Rs.1/- and Rs.15,00,000/- respectively.
  • The limit per transaction is Rs 2,00,000/- for outward NEFT through eBanking & mBanking channels.
  • The maximum number of transactions permitted per day are five. Daily Transaction limit for outward
  • NEFT initiated through eBanking & mBanking services is Rs.10,00,000/-.
  • There is a time variable transaction capping for eBanking & mBanking to mitigate fraud risk. 
  • Hence maximum transaction limit for outward NEFT initiated through eBanking/mBanking from 8 PM to 8AM is Rs.2,00,000/-.
  • The charges and limits are subjected to revision.

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Postal RADAR: Post Office IFSC CODE for NEFT - RTGS and Charges
Post Office IFSC CODE for NEFT - RTGS and Charges
Postal RADAR
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